I can’t stress how important travel insurance is. I’d be lying if I said I’ve never been sick overseas. In fact I’ve spent time in several hospitals around the globe due to unforeseen accidents and illness’s. It’s never fun, in fact absolutely miserable in most cases. The last thing you want is to also be worried about the cost of it all. A good travel insurance plan will cover your stay in hospital, emergency transport, medicine, loss of flights, emergency accommodation , etc.
Medical care can cost a fortune, so make sure you get a policy that covers all of your activities, and if you are insured at the time you book your travel, you will be covered if you have to cancel your trip if anything unexpected happens and you have to change your travel plans. So having travel insurance may even cover your cancellation costs. It really does pay to be safe!